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WESTERN UNION AND SCAMMERS!

Discussion in 'Stolen Radios, Scams and Rip-Offs' started by W6GQ, Feb 8, 2011.

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  1. G4ILO

    G4ILO Ham Member QRZ Page

    I agree. There are only two ways I would accept payment for anything. PayPal and having the buyer use his internet banking to transfer the money direct into my bank account.

    I am always suspicious of foreign buyers. The cost of shipping internationally, insured to the appropriate value, is so great that it doesn't make sense for most private sales. Plus, there's tons of paperwork. It's just not worth the hassle. I'm never in that much of a hurry, and there will always be a home-based buyer eventually.
     
  2. KA9NDQ

    KA9NDQ Ham Member QRZ Page

    PayPal is OK. I really don't like PayPal, but it is safe. The reasons I don't like PayPal are many, but it is not because they are not secure.

    On Ebay, there is PayPal Buyer protection. But for sales outside of Ebay, the buyer protection is nothing. On Ebay, they withhold paying the buyer until you post feedback, or a certain number of days has gone by. So PayPal can refund your money as they are still holding it. Ebay did this because Sellers were ripping folks off.

    But outside of Ebay, a seller has access to the funds right away. Once they have the cash out of PayPal, PayPal can do nothing. They certainly will not give you any money unless they first can get it from the seller. So don't feel too comfy about "Buyer Protection" - you are just whistling in the dark.

    In fact, I have seen scams where the PayPal Buyer Protection is cited as the reason for you to feel safe: "Sure, the deal seems too good to be true, but you are protected by PayPal Buyer Protection". The most PayPal can do for you is demand a refund from the seller. If the seller has enough cash in his PayPal account, then PayPal will refund whether the seller likes it or not. But, and this a big problem, a crooked seller will not let money accumulate in their PayPal account and they will take it out of any bank accounts that PayPal has access to. So the crook is ahead of the game and he gets to use the Buyer Protection Program to make you feel safe and drop your guard.

    Hams are notoriously cheap. There are some here who get their panties all knotted up because they need to pay a couple of bucks to PayPal for processing. If you are so cheap that you find the fees untenable then don't try to sell your stuff on the internet. Frugal is commendable. Cheap to the point of complaining about small fees that allow you to sell across great distances is not commendable.

    I hate PayPal, but I use them, and I don't complain about the fees. Again, sell locally if PayPal is an issue for you.

    The best way to ensure that your ham gear is not stolen from you by a con man is to make sure that the address that you are shipping to is the address listed in QRZ callsign database. My father was a ham and I have been a ham since the 70s. I have been around hams nearly all of my life. We are many things, but we are not dishonest with each other. While there are a few crooked hams, it is rare. Really rare. If you are shipping to an address in the database then you have reason to feel safe.

    When I buy something from a seller who is unwilling to accept PayPal, I do not do a transfer to the bank account. Did you know that by giving someone your bank account number, you are authorizing them to withdraw? I would give my Social Security Number before I would disclose my bank account numbers. And I don't give out the social security either.

    Instead, I use my banks Online check service. I go online, and have the bank issue the check and mail it. Some banks charge for this, some don't. The seller feels pretty safe with the check because it was issued from a bank. I do not have to disclose my account info to do this, it is free (at my bank anyway), and it is secure.
     
    Last edited: Feb 8, 2011
    KD9MAR likes this.
  3. 9A3TA

    9A3TA Ham Member QRZ Page

    ??? Be extremely wary of overseas sales. It's almost a "forget it" situation.???

    !!! It is 21st century. It is so sad to read that words in ham area. What kind of ham spirit is that? !!!

    Best regards from Croatia Europe 9A3TA Dado
     
  4. K8ERV

    K8ERV Ham Member QRZ Page

    Geeze, now you went and ruint my business.

    I may have to get an honest job. Bummer!

    TOM K8ERV Montrose Colo
     
  5. KI0MX

    KI0MX Ham Member QRZ Page

    The reasons are many. Most replies from "overseas" is a bogus inquiry. I almost fell for this once, myself, someone wanting to send 4 times the amount in a western union moneygram. And I was to ship the item to a US address....blah blah blah. I follow "No Sales Outside The US......PERIOD". If a foregin ham operator wishes to make the purchase, make arrangements for US dollars themselves. I won't deal with foreign ops, sorry. The insurance/shipping costs are indeed prohibitive, if not equal to the value of said item sold. Peace. Ed.
     
  6. 9A3TA

    9A3TA Ham Member QRZ Page

    ??? I won't deal with foreign ops, sorry. ???

    OK, so we overseas can start new policy: No QSL cards for USA amateurs. It is bad return ratio, so we will stop sending our cards. Sorry.

    Sounds OK?

    My point is: your words here sounds rude. Period. Read ham spirit. Period. Or try some other hoby?
     
    K4AGO and KD9MAR like this.
  7. W1KU

    W1KU Ham Member QRZ Page

    You realize that any check (online or not, paper or electronic) drawing on your account contains your personal account number and the bank's routing number, right? You should be very careful of who you send a check to, or if you must send checks to questionable people, maintain a separate checking account with a low balance.

    aba_routing.gif

    If you really want to keep your account info out of someone's hands, your best bet is to use a postal money order, a cashier's or teller check from your bank (drawn on the bank's funds not yours, so your account number is not on the check), or, for what it's worth, paypal.

    If your bank's "online check service" sends out cashiers/teller checks, then you're achieving your goal. If it just sends a check that draws on your account, you're not.

    [​IMG]
     
  8. W2NAP

    W2NAP Ham Member QRZ Page

    i cant stand paypal.

    I use only US postal money order period.
     
    KD9MAR likes this.
  9. K5ROX

    K5ROX Ham Member QRZ Page

    PayPal ...... If you like it your havent read and understood there "Fuzzy and Warm" terms.

    USPS MO, CASH it then ship it at the same place your already standing!
     
  10. AD7N

    AD7N Ham Member QRZ Page

    INSIST on a phone conversation to shoot the breeze, talk about the item, etc. for at least a minute or two.

    If they won't talk with you on the phone, they're probably skiddish, which is a HUGE red flag!
     
    Last edited: Feb 9, 2011
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