My first dealing with Paypal was years ago when I ordered something from a speed shop. Gave them my debt card and they somehow opened up a PP account and took out almost all my money. PP didn't help, ended up dealing with the bank. And I couldn't get any info from either so I could file charges. Though, I still use PP these days, and never had a problem. Though, had the same thing happen later on with just my debt card. Someone scammed it somewhere (most recent order before that happened was with B&H Photo Video). Someone up in some North state did a small $1 charge to see if they had everything valid, then tried to pull out $1200. My bank turned the card off and didn't even notify me. My bank also would not give me any info so I could press charges.