Well, I am so glad that you are so enlightened and have placed yourself high above the average person. Thank you for keeping all of us "morons" in our place. I never said that "I" didn't read what I was signing. However, I dare say that you nor anyone else sits there at closing and reads "verbatim" the 30 pages of documents they are about to sign. And, you are wrong in your assumption that a copy of the HOA bylaws are given to the buyer prior to signing. It just doesn't happen. I can tell you that I have surveyed homeowners in my current subdivision of over 500 homes, and well less than 10% of them received copies of the Covenants at closing and most still do not have a copy of them. But, that's fine. Your pedastel is so high above the rest of us I'm confused as to why you are even engaged in this conversation.