For those in Europe, and perhaps those not, EURAO is currently offering free public liability insurance as a benefit of membership. For those interested in working away from home, this is rather essential, and a very good benefit. Details of the insurance in English are under preparation, so you may wish to email EURAO to check the terms first. https://mw1cfnradio.blogspot.com/2020/05/eurao-free-liability-insurance.html