I'm retired, and have been on the air about 15 or so hours this year on HF. I have 16 QSOs. Most of the times, I called CQ and got no replies. I'll try and get on air for the CQ contest on Saturday. Maybe I'll get up to 20 QSOs. Even though I'm retired, I do have calls on my time when my relatives need help with something... like the dishes or laundry.