This person sold me a radio here on QRZ.COM ( good photos of everything installed in a PU truck). An IC-7000, Tarheel Antenna and a speaker for $1,100 I paid with Pay Pal lucky I never send money order/cash for anything. He received the payment in about 5 mins from me and said he would ship the radio and other items the next day and email me the tracking numbers. Well that is the last I ever heard from him that is where Pay Pal protects you not them per say but I tie all purchases through them to a credit card double protection. At the end of the second day after 6 emails and 4 phone calls only went to voice mail I called my credit card company and fiels fraud charges. They in turn charged Pay Pal a chargeback for my $1,100 and in less than 6 hrs it was taken off of my credit card they advised they would handle it. This started on 4/14/12 and still in Pay Pals dispute center waiting for the sellers response of course there has not been any but they wait. At least I had my money back in short order if all buyers would use Pay Pal this way and refuse to send money orders period no one would ever get ripped off and sellers would have to live up to the claims that they make on items. This really does work and will protect you try it out and see.