Thanks for your reply. Unfortunately, we live in an area where Spectrum is the main internet provider. Why's that a problem? They trap attempted traffic from WiFi connected GSM cell phones, much to our horror when we moved to this area. Our experience with the said bank and trying to explain that once out of actual RF coverage there is no fallback, was interesting. Have tried the Google approach and they were able to sense that and block it too! Our previous VOIP 'landline' provider was RoadRunner which could take text, callerID, etc. When Spectrum took them over this was rapidly removed (they threw a switch on their server with NO notice!). In short, we live close to civilisation, but cannot get a connection through our internet/cable/VOIP which will work. I didn't ask for the local cell providers not to cover our valley. I didn't ask the internet provider to block VOIP. The only thing that works is Skype!